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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. The structure of a credit life insurance policy does NOT allow for

A) coverage amount to match the loan amount.
B) Individual policies.
C) conversion privileges.
D) group policies.

2. An immediate annuity begins making payments after the

A) first premium has been paid.
B) policy reaches its maturation date.
C) policyholder suffers a disability.
D) policy has been in force for one year.

3. It is unlawful for a person to provide an advertisement which

A) uses a policy title to inaccurately describe a coverage.
B) refers to the insurer's financial rating.
C) uses a testimonial.
D) points out coverage advantages of a policy.

4. Something that increases the probability of loss is called

A) a risk.
B) a peril.
C) an exposure.
D) a hazard.

5. An insured owns a whole life insurance policy on himself. He would also like coverage for his minor son
and/or daughter. One way the Insured can accomplish this goal Is to purchase a

A) family income rider.
B) guaranteed insurability rider.
C) famitp maintenance rider.
D) child term rider.

Solutions: